A title deed search is a document that shows who has owned land and property since it was registered. It is part of the Land Registry records and can be accessed online for a small fee. A title deed search will show you the current owner’s details, as well as the historical chain of ownership from the original registered owner to the current owner. You can also find out how much money was paid for each property transfer (or sometimes an estimate of value at the time of transfer if no monetary value is recorded). This information can be particularly helpful for landlords or investors who need to know what kind of lease is on their property (freehold or leasehold), as well as how much ground rent is applicable so they can budget appropriately for future obligations
The current owner’s details
All of the above information is included on a property deed. You will be able to see:
- The name of the current owner
- The address of the property
- The date that this person bought their home, and how much they paid for it
- Any previous owners’ names (including those who owned it before your current owner)
- Any restrictions attached to your home (such as planning permission or building regulations)
The historical chain of ownership from the original registered owner to the current owner
The chain of ownership is a chronological list of all the owners from when the property was first registered. This is a good way to find out who owned the property in the past, especially if there are gaps in between, for more information on how to find filing number on deed
The dates when properties were transferred from one owner to another
The date of transfer is the most important piece of information found on a title deed. This is when a property was transferred from one owner to another. The date is important because it shows how long a person has owned the land, and whether that person ever owned it before or since then.
When you’re looking for information about properties in your family tree, dates are especially helpful because they can tell you if your ancestor owned property at all. If he didn’t own his house, perhaps he rented it? Or maybe he lived with someone else who owned their home? In any case, knowing when the house was built will give you some clues as to what life was like for your ancestors at this time in history!
Another thing that often shows up on deeds (though not always) is how much money was paid for each property transfer (or sometimes an estimate of value at the time of transfer if no monetary value is recorded). You might think this would just be useful if you want to sell off some land or other assets after gaining them through inheritance… but using these numbers can tell us quite a bit about ourselves too! For instance:
How much money was paid for each property transfer (or sometimes an estimate of value at the time of transfer if no monetary value is recorded)
A title deed will also show how much money was paid for each property transfer (sometimes an estimate of value at the time of transfer if no monetary value is recorded). This can be an important factor in determining a property’s value.
Find information about the Land Registry
The Land Registry is an organization that keeps records of land ownership. They hold details of every property registered in England & Wales, so they can provide information on who owns each piece of land and how much it’s worth.
When you’re looking to search for a title deed, the Land Registry will help you find out:
- The name of the owner or landlord
- How many owners there are (in different parts)
- What type of tenure do they have (owner-occupied or rented)
Find out if the land or property has multiple owners or tenants
There may be other names, addresses, and dates on the deed.
You can also find out if there are any restrictions on using your property, such as bylaws or covenants that apply to it.
If you’re not sure what information to expect on a deed, check with an expert before making any decisions about purchasing land or houses to avoid disappointment later on
Find out which council tax band the land or property falls under
If you’re in the process of buying a property, it’s important to know which council tax band your new home will fall under. The government categorizes properties into eight different bands.
The higher the value of a property, the higher its council tax band will be. If someone owns multiple homes and they all have very high values compared to what other people in their area own, then those homeowners will pay more council tax than most because they’ll be paying for a higher-value property (and therefore pay more).
The Council Tax Bands are: A – H
It’s worth noting that even if you’re renting out your home or letting it out on Airbnb sometimes—and therefore won’t always be living there—you’ll still need to pay council tax based on their current value if any changes occur during this time.
Check any legal restrictions that are connected to the property, such as the right of way, building restrictions, or prescriptive rights
A right of way is a legal right to use someone else’s land. For example, if you own a driveway that runs over your neighbor’s property, they may be able to stop you from using it.
Building restrictions are rules that restrict what type of building can be constructed on the property. For example, there may be a rule saying that any new building on the land must be at least two stories high and have lots of windows to be allowed by law.
Prescriptive rights are when people build structures without permission and then continue to live there for several years without question from anyone else – this gives them an ownership stake in their homes even though they didn’t buy them from anybody else (or even rent them).
Check whether the land or property has a mortgage and see if there are any charges against it
A title search will let you know if there is a mortgage on the property, and if so, who the lender is. You’ll also be able to see if there are any charges registered against your property. A charge is different from a mortgage and can be put on land or property by anyone. For example:
- The local council may have placed a maintenance charge on your home for unpaid taxes or parking fines;
- An individual might have placed an order for possession against you because they claim that you’re living in their house (even though you’ve got paperwork to prove otherwise); or
- A creditor may have registered an attachment against your house as security for money owed to them.
Title deed searches can be particularly helpful for landlords and investors, who may need to know what kind of lease is on the property (freehold or leasehold), as well as how much ground rent is applicable. This can also give you an idea of what your future obligations will be.
- Title deed searches can be particularly helpful for landlords and investors, who may need to know what kind of lease is on the property (freehold or leasehold), as well as how much ground rent is applicable. This can also give you an idea of what your future obligations will be.
The information you can find on your title deed will depend on the type of property and how long it’s been there. If you’re buying a house, then it’s likely to have been built within the last 100 years or so. If that’s not the case then there may be very little information that can be found concerning its history. This is because during World War II many records were lost during bombing raids, meaning today we only know about some properties from as far back as 1945 or even later when they were rebuilt after being destroyed by bombs. Alternatively, if there are any legal restrictions connected with your property such as the right of way – these may also appear on a title deed search